Life Insurance

Key Person life insurance is a policy that the business purchases on the life of an executive or other key employee. For a small business that person could be the owner. The policy helps to ensure that in the event of the Key Employee death the business will have the funds to hire additional talent, supplement lost revenue or provide capital to shut down the business in a controlled manner.

For any business that has more than one owner a buy/sell agreement that is funded with life insurance is crucial in the event one of the partners dies unexpectedly. The buy sell life insurance arrangement will provide the necessary capital to the business to buy out the shares of the deceased partner without the business having to deplete cash or take on debt. This is a seamless process with the right agreement in place.

Get flexible premium options and protect the ones you love with term life, universal life, or whole life insurance. These products are continually changing and we can provide you with the latest information and policies available.